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Click HERE for a no-obligation Technology Insurance Quote

The Saperstein Agency Inc. provides commercial property, liability, workers compensation, automobile and specialty coverage's for many different industries. Whether your company manufactures or distributes electronic equipment , computers,  components, microwave systems,   technologically advanced products, develops software or provides services to the technology or medical industry you may need a specialized insurance program designed specifically for your business.

We can customize your insurance package to include all of the necessary coverage's to protect your business properly. Coverage's can be designed to protect your interests both Domestically and Internationally. There is no need to purchase individual policies and you won't have to deal with confusing forms and endorsements. Our property package can include many coverage's such as:

Real and Business Personal Property
Raw Materials, stock and goods held for sale
Selling Price valuation in the event of a claim
Coinsurance penalties waived
Deferred payments coverage
Consequential damage to stock
Improvements and Betterment's
Business Interruption and Loss of Income coverage
Extra Expense coverage
Equipment, Boilers and Production Machinery breakdown
Electronic Data Processing equipment and media
Valuable Papers, Accounts Receivable
Patterns, Molds and Dies
Scientific & Professional Equipment
Building or Tenants Ordinance and Law coverage
Brands and Labels coverage
Additional coverage for claims expense
Property of Others
Property/Stock off site or in transit
Mechanical breakdown and artificially-generated electric current
Changes in temperature and humidity
Computer virus
Transportation
Loss of Dependent Properties
Off premises service failure
Civil Authority

Loss of Project - we not only provide coverage for the physical damage to research and development property, we reimburse you for additional expenses you incur after a loss to recreate, restore and reproduce R & D property.

Reimbursement for loss of income due to the delayed introduction of a product.

Loss of business income due to your property being damaged while part of an air shipment, anywhere in the world.

In addition to providing you with the General Liability coverage's that are needed to protect your business properly, we can extend our coverage to include:

Coverage for Contractual Penalties
Employee Dishonesty, Forgery and Alteration
ERISA Crime coverage
Pollutant Clean-up
Non-Owned Watercraft or Aircraft
Resultant Mental Anguish
Vendors as additional insured's
Damage to property of others in your care, custody and control
Medical payments on Products & Completed Operations regardless of negligence
Higher limits for Fire Damage Legal Liability
Incidental Medical malpractice
Product Recall
Errors and Omissions

Since these plans are typically custom designed for your individual business, it is recommended that you contact our office via e-mail or telephone to discuss your specific needs or concerns. 

Click HERE for a no-obligation Technology Insurance Quote

Information Request Form

Complete the following e-mail form and a representative will call you as soon as possible.

General Information
Name:
Address:
City:   State:    ZIP:
Email:
Business Phone: ( ) -            Home Phone: ( ) -
Type of Insurance You are interested in:

Business Insurance

- Manufacturer
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Contractor 
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Distributor
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Retail
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Real Estate
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International Operations
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Technology/Electronics/
   Medical Industry
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Import/Exporter
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Bonds
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Other

Business Medical Ins.

- Group Health Insurance
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Group Disability
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Group Life
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Group Dental

Personal Insurance

- Homeowners
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Automobile
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Umbrella
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Recreational Vehicle
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Yacht or small boat
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Life Insurance
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Individual Health
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Long Term Care
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Disability Insurance

Please Answer the Following Questions to enable us to serve you better:

Please indicate your concern regarding your current insurance protection?
Price   
Too Much Coverage   
Too Little Coverage  
Insurance Company/Agency not familiar with your business or household need   
How would you rate the service that your current agent/broker provides?
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If you could change one thing about your current insurance protection what would it be:
If you are interested in business insurance please describe your business